Personal Loan Trap in Middle-Class Families – Ek Aankh Kholne Wala Blog
💸 Personal Loan ka Trap – Middle-Class Families ke Sapno ka Dusra Naam: Karz Aaj kal ki middle-class families ke liye personal loan ek shortcut jaisa lagta hai – lekin kya yeh shortcut success tak le jata hai ya ek trap ban jata hai? 🌪 Jab zarurat badhti hai, toh loan ek solution lagta hai Middle-class families mein zindagi ka har bada kaam – shaadi, education, emergency medical treatment, ya ek naye phone/fridge ka kharidna – sab kuch kabhi-kabhi budget ke bahar hota hai. Tabhi aata hai “Personal Loan”. 📌 Koi documentation jyaada nahi, 📌 2 din mein paisa account mein, 📌 EMI option bhi easily mil jata hai... But kahani yahin se bigadti hai! 🧨 Personal Loan: Trap kaise banta hai? High Interest Rates Banks ya loan apps 12% se 24% tak interest charge karte hain. Agar ₹1 lakh liya, toh kabhi kabhi ₹1.5 lakh tak chukana padta hai. EMI ka pressure Har mahine ₹5000–₹10,000 ki EMI nikalti hai, jiska impact sabse pehle household budget par padta hai – bachchon ki fees, ration, el...