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Showing posts with the label money management

Temporary Job aur Permanent Loan: Ek Dangerous Combination

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Temporary Job aur Permanent Loan: Ek Dangerous Combination Temporary Job, Permanent Loan: Kya Ye Risk Worth Hai? Har Indian youth ke liye ek common dilemma hai: chhoti income me bhi bade loans lena . Ye blog aapko dikhaayega ki temporary job ke saath permanent loan lena kitna risky ho sakta hai, aur kaise smart financial decisions aapko long-term stability de sakte hain. Aaj ke digital aur flashy era me, social media aur peer pressure youth ko galat financial decisions lene pe push karte hain. Mini Table of Content 1. Indian Youth aur EMI Culture: Ek Real Problem 2. Temporary Job aur Loan Ka Risk 3. EMI Trap: Short Term Show-Off, Long Term Stress 4. Financial Discipline vs Luxury Lifestyle 5. Alternatives to Bike Loan: Smart Choices 6. Lesson for Indian Youth: Dikhawa Nahi, Stability Pe Focus Karo 7. Conclusion Indian Youth aur EMI Culture: Ek Real Problem Aajkal India ke youth kaafi loan culture me fast dive kar rahe hain. Temporary ya part-time jobs ke bawa...

Emergency Fund Kya Hai aur Kyu Har Aadmi ke Liye Jaruri Hai?

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Emergency Fund: Har Family ke liye Zaruri Financial Shield Emergency Fund: Har Family ke liye Zaruri Financial Shield Aaj ke time me paisa sirf kharche ke liye nahi, balki survival tool ban chuka hai. Bohot log sochte hai ki salary aa rahi hai, business chal raha hai toh emergency fund ki kya zarurat? Lekin Corona pandemic ne hume sabse badi financial learning di – kal kaisa hoga koi nahi jaanta. Emergency Fund kya hota hai? Emergency fund ek aisa separate savings account ya liquid investment hota hai jahan aap 3 se 6 mahine ke kharche cover karne layak paisa rakhte ho. Iska use sirf tab hota hai jab koi genuine emergency aati hai: Job loss ya salary cut Medical emergency Business loss ya cash flow problem Accident, repair ya travel emergencies Corona ne kya sikhaya? 2020 ka time sabko yaad hai. Logon ki naukriyan gayi, chhote business band ho gaye, students ko hostel band hone ki wajah se ghar aana pada, aur sabse badi baat – medical expen...

Rich Dad Poor Dad Book Summary in Hindi – Paisa Ka Sach Samjho

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Rich Dad Poor Dad Book Summary in Hinglish – Paisa Ka Sach Samjho 🧠 Rich Dad Poor Dad Book Summary in Hinglish Kaise Financial Soch Badal Sakti Hai Aapki Zindagi Author: Robert T. Kiyosaki First Published: 1997 Genre: Personal Finance, Self-help 🔷 Introduction – Do Pitaji, Do Soch Rich Dad Poor Dad ek aisi kitaab hai jo aapko sirf paisa kamane ka tarika nahi sikhati, balki paisa sochne ka nazariya badalti hai. Robert Kiyosaki apne jeevan ke do "fathers" ke examples se batate hain – ek unke apne biological father (Poor Dad) jo highly educated the par financially struggler, aur dusre unke friend ke father (Rich Dad) jo school dropout the, par millionaire ban gaye. Ye kitaab un dono ki thinking aur approach ko compare karti hai – aur batati hai ki hume financial literacy kyun zaroori hai. 🔷 Chapter 1: The Rich Don’t Work for Money "Ameer log paison ke liye kaam nahi karte, woh paisa unke liye kaam karta hai." ...

Online Shopping ke Fayde aur Nuksan

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  🛒 Online Shopping ke Fayde aur Nuksan – Aaj ke digital yug mein online shopping ek normal activity ban chuki hai. Ek mobile phone aur internet connection se aap duniya bhar ke products apne ghar baithe order kar sakte hain. Lekin, jaise har coin ke do pehlu hote hain, waise hi online shopping ke bhi apne kuch fayde aur nuksan hain. Aaiye is blog mein hum in dono pehluon ko data aur examples ke saath samajhte hain. 📈 Online Shopping ka Vikas – Kuch Data Points India me e-commerce market 2020 me ₹4.5 lakh crore ka tha, aur ye 2025 tak ₹9 lakh crore tak pahuchne ka estimate hai. (Source: IBEF) Flipkart aur Amazon India dono milkar 60% se zyada online retail market par kabza kar chuke hain. Festive season 2023 me sirf 1 mahine me ₹76,000 crore ki online sales hui. (Source: RedSeer Report) 75% Indian internet users ne kam se kam ek baar online shopping ki hai. Ye data batata hai ki online shopping sirf ek trend nahi, balki ek nayi shopping lifestyle ban ch...